TSPinvestor Plus and Apex Allocations for Dec 2015

The TSPinvestor Plus and Apex allocations for December 2015 are:

Plus: 4% G Fund; 6% F Fund; 26% C Fund; 64% S Fund; 0% I Fund

Apex: 100% S Fund

These should be allocated on Dec 9, 2015 (in the a.m.)

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Apex is a nominal 23% annual return strategy, and the Plus is a nominal 19% annual return.

Last month’s Plus performance was (1.7%), a negative percentage, i.e. a loss. And had there been an Apex recommendation last month it would’ve recommended 100% in S Fund, which was a (3.0%) loss.

Overall the stock markets lost money, while the bond market slightly gained.

Here is a comparison of the various allocations and funds performance for November 2015:

TSPinvestor Plus = (1.7%)

TSPinvestor Apex = (3.0%)

50% C & S = (2.3%)

1/3 each in C, S & I = (2.1%)

20% in each fund = (1.1%)

G Fund = 0.2%

F Fund = 0.5%

C Fund = (1.5%)

S Fund = (3.0%)

I Fund = (1.8%)

NOTE: These are like comparisons based upon allocations on the 9th of the month.

Dec 2015 Allocations Graphic

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