TSPinvestor Basic May 2016 Allocations

The TSPinvestor Basic allocations for May 2016 are:

3% G Fund; 8% F Fund; 20% C Fund; 51% S Fund; 18% I Fund

These should be allocated prior to May 2, 2016 at noon EST.  The Plus and Apex allocations will be released on May 7, 2016.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.

Last month’s TSPi Basic performance was 1.2%.

TSPinvestor Basic = 1.2%

50% C & S = 1.1%

1/3 each in C, S & I = 1.3%

20% in each fund = 0.9%

G Fund = 0.1%

F Fund = 0.4%

C Fund = 0.4%

S Fund = 1.7%

I Fund = 1.9%

() – denotes negative returns

In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.

May 2016 Allocations Graphic

Cumulative Returns Since Nov 2015

  1. F Fund = 3.1%
  2. G Fund = 1.0%
  3. C Fund = (0.7)%
  4. 20% in each fund = (1.3)%
  5. 50% in C & S = (2.0)%
  6. 1/3 in each C, S & I = (2.5)%
  7. S fund = (2.9)%
  8. TSPi Basic = (3.3)%
  9. I Fund = (4.0)%
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TSP Investment Summary – Returns and Allocations

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Most days I’ll update this page to include the latest returns for the TSPi allocations (TSPi Basic, TSPi Plus and TSPi Apex), TSP funds and other investment strategies.  Information includes returns from: Yesterday (the last TSP business day); This Week which will also show “Last Week” on Monday; This Month; Last 30 Days; Last 60 Days and Since 1 Nov 2015 (when TSPi started).  Returns from the TSP G Fund, F Fund, C Fund, S Fund and I Fund are shown. Returns from the 50CS, CSI, C20, CF, SF, and PF allocation strategies are shown. Allocations are also shown.

Bookmark this page to have quick access to the information.

TSPinvestor Plus and Apex Allocations for April 2016

The TSPinvestor Plus and Apex allocations for April 2016 are:

Plus: 1% G Fund; 1% F Fund; 31% C Fund; 47% S Fund; 20% I Fund

Apex: 100% S Fund

These should be allocated prior to April 11, 2016 at noon EST.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Apex is a nominal 23% annual return strategy, and the Plus is a nominal 19% annual return.

Last month’s Plus performance was a gain of 7.9%, and the Apex gained 10.9%.

Overall the stock markets gained large returns, while the bond market slightly gained.  The allocations for the upcoming month appears to be a further investment in the small cap stocks (S Fund).

Here is a comparison of the various allocations and funds performance for March 2016:

TSPinvestor Plus = 3.4%

TSPinvestor Apex = 3.8%

50% C & S = 3.7%

1/3 each in C, S & I = 3.0%

20% in each fund = 2.1%

G Fund = 0.1%

F Fund = 1.4%

C Fund = 3.6%

S Fund = 3.8%

I Fund = 1.6%

() – denotes negative return (or a loss)

NOTE: These are like comparisons based upon allocations on the 9th of the month.

Apr 2016 Allocations Graphic

Cumulative Returns since Nov 2015:

  1. F Fund = 3.81%
  2. G Fund = 0.85%
  3. C Fund = (1.45)%
  4. 20% in each = (1.49)%
  5. TSPi Plus = (3.39)%
  6. 50% in C &S = (3.60)%
  7. 1/3 each in C, S & I = (4.27)%
  8. I Fund = (5.66)%
  9. TSPi Apex = (5.79)%
  10. S Fund = (5.79)%