The TSPinvestor Basic allocations for May 2016 are:
3% G Fund; 8% F Fund; 20% C Fund; 51% S Fund; 18% I Fund
These should be allocated prior to May 2, 2016 at noon EST. The Plus and Apex allocations will be released on May 7, 2016.
To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage. These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.
The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.
Last month’s TSPi Basic performance was 1.2%.
TSPinvestor Basic = 1.2%
50% C & S = 1.1%
1/3 each in C, S & I = 1.3%
20% in each fund = 0.9%
G Fund = 0.1%
F Fund = 0.4%
C Fund = 0.4%
S Fund = 1.7%
I Fund = 1.9%
() – denotes negative returns
In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.
Cumulative Returns Since Nov 2015
- F Fund = 3.1%
- G Fund = 1.0%
- C Fund = (0.7)%
- 20% in each fund = (1.3)%
- 50% in C & S = (2.0)%
- 1/3 in each C, S & I = (2.5)%
- S fund = (2.9)%
- TSPi Basic = (3.3)%
- I Fund = (4.0)%