TSPinvestor Basic August 2017 Allocations

The TSPinvestor Basic allocations for August 2017 are: 6% G Fund, 11% F Fund, 25% C Fund, 27% S Fund, and 31% I Fund.

These should be allocated prior to August 1, 2017 at noon EST.  The Plus and Apex allocations will be released on August 8, 2017.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.

Last month’s TSPi Basic performance was a gain of 1.75%.

Monthly returns for July 2017:

  1. I Fund = 2.9%
  2. C Fund = 2.1%
  3. 1/3 each in C, S & I = 2.0%
  4. TSPinvestor Basic = 1.8%
  5. 50% C & S = 1.6%
  6. 20% in each fund = 1.3%
  7. S Fund = 1.1%
  8. G Fund = 0.2%
  9. F Fund = 0.4%

() – denotes negative returns

In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.

Cumulative Returns Since Nov 2015

  1. C Fund = 22.0%
  2. 50% in C & S = 21.8%
  3. S fund = 21.4%
  4. 1/3 in each C, S & I = 19.9%
  5. I Fund = 15.5%
  6. 20% in each fund = 13.9%
  7. TSPi Basic = 7.2%
  8. F Fund =5.5%
  9. G Fund = 3.6%

TSPinvestor Plus and Apex Allocations for July 2017

The TSPinvestor Plus allocation for July 2017 are:

Plus: 19% G Fund, 38% F Fund, 22% C Fund, 21% S Fund, 0% I Fund

Apex: 100% F Fund.

These should be allocated prior to July 10, 2017 at noon EST.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Apex is a nominal 23% annual return strategy, and the Plus is a nominal 19% annual return.

Last month’s Plus and Apex performance had gains of 1.5% and 1.2%, respectively.

Here is a comparison of the various allocations and funds performance for May 2017:

  1. G Fund = 0.2%
  2. S Fund = 0.0%
  3. 50% C & S = (0.1)%
  4. C Fund = (0.2)%
  5. 20% in each fund = (0.3)%
  6. TSPinvestor Plus = (0.4)%
  7. 1/3 each in C, S & I = (0.4)%
  8. TSPinvestor Apex = (0.5)%
  9. F Fund = (0.5)%
  10. I Fund = (1.0)%

() – denotes negative return (or a loss)

NOTE: These are like comparisons based upon allocations on the 9th of the month.

Cumulative Returns since Nov 2015*:

  1. S Fund = 19.9%
  2. 50% in C &S = 19.9%
  3. C Fund = 19.7%
  4. 1/3 each in C, S & I = 17.4%
  5. 20% in each = 12.2%
  6. I Fund = 11.7%
  7. TSPi Plus = 5.9%
  8. F Fund = 4.6%
  9. G Fund = 3.4%
  10. TSPi Apex = 2.5%

* November 2015 is the start of TSPinvestor.

TSPinvestor Basic July 2017 Allocations

The TSPinvestor Basic allocations for July 2017 are: 15% G Fund, 29% F Fund, 23% C Fund, 0% S Fund, and 33% I Fund.

These should be allocated prior to July 3, 2017 at noon EST.  The Plus and Apex allocations will be released on July 8, 2017.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.

Last month’s TSPi Basic performance was a gain of 0.5%.

Monthly returns for June 2017:

  1. S Fund = 2.3%
  2. 50% C & S = 1.5%
  3. 1/3 each in C, S & I = 0.9%
  4. C Fund = 0.6%
  5. 20% in each fund = 0.6%
  6. TSPinvestor Basic = 0.5%
  7. G Fund = 0.2%
  8. F Fund = (0.1)%
  9. I Fund = (0.2)%

() – denotes negative returns

In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.

Cumulative Returns Since Nov 2015

  1. S fund = 20.1%
  2. 50% in C & S = 19.9%
  3. C Fund = 19.5%
  4. 1/3 in each C, S & I = 17.6%
  5. 20% in each fund = 12.4%
  6. I Fund = 12.3%
  7. TSPi Basic = 5.1%
  8. F Fund =5.0%
  9. G Fund = 3.4%