TSPinvestor Basic November 2017 Allocations

The TSPinvestor Basic allocations for November 2017 are: 6% G Fund, 12% F Fund, 27% C Fund, 40% S Fund, and 15% I Fund.

These should be allocated prior to November 1, 2017 at noon EST, or as soon as possible.  The Plus and Apex allocations will be released on November 8, 2017.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.

Last month’s TSPi Basic performance was a gain of 1.19%.

Monthly returns for October 2017:

  1. C Fund = 2.3%
  2. 50% C & S = 1.9%
  3. 1/3 each in C, S & I = 1.8%
  4. I Fund = 1.5%
  5. S Fund = 1.4%
  6. TSPinvestor Basic = 1.2%
  7. 20% in each fund = 1.1%
  8. G Fund = 0.2%
  9. F Fund = 0.1%

() – denotes negative returns

In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.

Cumulative Returns Since Nov 2015

  1. S fund = 27.9%
  2. 50% in C & S = 27.9%
  3. C Fund = 27.8%
  4. 1/3 in each C, S & I = 25.6%
  5. I Fund = 20.2%
  6. 20% in each fund = 17.4%
  7. TSPi Basic = 11.1%
  8. F Fund =6.0%
  9. G Fund = 4.1%
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TSPinvestor Plus and Apex Allocations for October 2017

The TSPinvestor Plus and Apex allocations for October 2017 are:

Plus: 40% G Fund, 42% F Fund, 8% C Fund, 0% S Fund, 10% I Fund

Apex: Same as Plus.

These should be allocated prior to October 10, 2017 at noon EST.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Apex is a nominal 23% annual return strategy, and the Plus is a nominal 19% annual return.

Last month’s Plus and Apex performance had gains of 4.0% and 6.0%, respectively.

Here is a comparison of the various allocations and funds performance for September 2017:

  1. S Fund = 6.3%
  2. TSPinvestor Apex = 6.0%
  3. 50% C & S = 5.0%
  4. TSPinvestor Plus = 4.0%
  5. 1/3 each in C, S & I = 3.8%
  6. C Fund = 3.7%
  7. 20% in each fund = 2.1%
  8. I Fund = 1.2%
  9. G Fund = 0.2%
  10. F Fund = (0.9)%

() – denotes negative return (or a loss)

NOTE: These are like comparisons based upon allocations on the 9th of the month.

Cumulative Returns since Nov 2015*:

  1. S Fund = 27.8%
  2. 50% in C &S = 27.2%
  3. C Fund = 26.4%
  4. 1/3 each in C, S & I = 24.5%
  5. I Fund = 18.3%
  6. 20% in each = 16.7%
  7. TSPi Plus = 11.7%
  8. TSPi Apex = 10.3%
  9. F Fund = 5.8%
  10. G Fund = 4.0%

* November 2015 is the start of TSPinvestor.

TSPinvestor Basic October 2017 Allocations

The TSPinvestor Basic allocations for October 2017 are: 11% G Fund, 20% F Fund, 30% C Fund, 39% S Fund, and 0% I Fund.

These should be allocated prior to October 1, 2017 at noon EST, or as soon as possible.  The Plus and Apex allocations will be released on October 8, 2017.

To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage.  These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.

The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.

Last month’s TSPi Basic performance was a gain of 2.57%.

Monthly returns for August 2017:

  1. S Fund = 4.3%
  2. 50% C & S = 3.2%
  3. 1/3 each in C, S & I = 3.0%
  4. TSPinvestor Basic = 2.6%
  5. I Fund = 2.5%
  6. C Fund = 2.1%
  7. 20% in each fund = 1.7%
  8. F Fund = (0.5)%
  9. G Fund = 0.2%

() – denotes negative returns

In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.

Cumulative Returns Since Nov 2015

  1. S fund = 26.1%
  2. 50% in C & S = 25.6%
  3. C Fund = 24.9%
  4. 1/3 in each C, S & I = 23.4%
  5. I Fund = 18.4%
  6. 20% in each fund = 16.1%
  7. TSPi Basic = 9.7%
  8. F Fund =5.9%
  9. G Fund = 3.9%