The TSPinvestor Basic allocations for July 2018 are: 37% G Fund, 48% F Fund, 0% C Fund, 9% S Fund, and 6% I Fund.
These should be allocated prior to July 2, 2018 at noon EST, or as soon as possible.
To implement this allocation, login to your account and change the fund allocations (via interfund transfer) and your new contributions to the recommended percentage. These take effect the same business day if done before noon Eastern Time, otherwise it will be the next day.
The TSPinvestor Basic is a nominal 12% annual return strategy, and is less volatile than the Plus and Apex.
Last month’s TSPi Basic performance was a loss of 0.4%.
Monthly returns for June 2018:
- S Fund = 0.9%
- 50% C & S = 0.7%
- C Fund = 0.6%
- G Fund = 0.2%
- 1/3 each in C, S & I = 0.1%
- 20% in each fund = 0.1%
- F Fund = (0.1)%
- TSPinvestor Basic = (0.4)%
- I Fund = (1.2)%
() – denotes negative returns
In evaluating the performance on a month-to-month basis it is important to consider they vary widely. It is better to evaluate the returns over the course of a year or two, or ten.